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ForwardRetirement Consulting

Retirement plan strategy, actuarial insight, and complex problem solving—built around what your organization is trying to accomplish.

Forward Retirement Consulting, LLC is a founder-led retirement consulting practice serving employers, advisors, attorneys, and other retirement-plan professionals.

We help clients design sophisticated retirement programs, work through difficult technical and compliance issues, and turn complex retirement-plan questions into practical decisions and clear next steps.

Plan Design & Actuarial Consulting401(k), profit-sharing, cash balance, defined benefit, and integrated plan strategies.
Complex Corrections & ConsultingTechnical problem solving for plan sponsors, advisors, and ERISA counsel.
Ongoing Plan StrategyThoughtful administration and consulting designed to evolve with the organization.
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Justin Bonestroo

Experience behind the advice

Justin Bonestroo

MSEA, EA, CPC, CPFA  •  Founder & Consulting Actuary

Forward is built around deep retirement-plan expertise and the judgment to know how to use it. Justin brings approximately 25 years of experience across actuarial consulting, retirement plan administration, plan design, business leadership, and complex client problem solving.

His perspective extends beyond the calculations. Having led a retirement plan administration and actuarial firm and served in senior industry leadership roles—including President of both ASPPA and ASEA—Justin works at the intersection of technical precision, practical business realities, and the people a retirement program is ultimately intended to serve.